Even if you have fire insurance and are covered by it, you may have difficulty filing a claim for smoke damage to your property. You may feel lost and even frustrated by an insurance company that refuses to pay for smoke damage after a fire, but we at ProMax Public Adjusters want to assist. There are numerous things to consider following a fire in your home. Here are some important things to know regarding smoke damage insurance claims.

Be thorough while documenting damage to your property.

Your insurance policy will most likely cover your damages from the fire. To ensure that a fire damage claim protects you, contact ProMAx Public Adjusters for a free insurance policy review. With that in mind, your first priority after suffering smoke damage in a fire is to thoroughly document your losses and damages. Make sure to phone the police and fire departments to file a report about the incident. It’s important to note that your insurance carrier will most likely need you to notify them within a particular time frame once an event or loss occurs. Make sure you understand the timeframe and file your insurance damage claims on time. Assume you are intending to file the claim on your own. In such situation, you can expect to exchange hundreds of emails and papers with your insurance provider throughout the claims process. Make sure to document everything. To get started and stay organized, purchase a folder, binder, or proper storage system.